The Financial Services Authority (OJK) said that many people withdrew loans from peer to peer lending fintech services during the COVID-19 pandemic. OJK hopes that this condition can encourage Indonesia’s economic independence amid the pandemic.
Deputy Commissioner for the OJK Institute and Digital Finance Voluntary Batunanggar said that until the end of June 2020, financing through fintech reached Rp. 113.46 trillion with a total borrower of 25.76 juta.
“I am optimistic that this will provide added value and economic independence for the community. I hope that God Almighty will support it,” he said in an online discussion, Senin (24/8/2020).
He said that in the first half of 2020 there were 158 legal P2P lending fintech entities, consisting of 33 companies with licensed status and 125 registered status. The number is reduced from the initial data of June 2020, with a record of 161 fintech entities.
Sebelumnya, OJK had removed the registered marks of three peer-to-peer or P2P lending fintech companies because the three of them did not apply for a license after one year of being registered.
Di masa depan, he hopes that fintech financing can boost the economy in communities that have not been touched by financial services so that it can encourage financial inclusion going forward.
As of August 5, 2020. Citing the official statement of the OJK, 158 companies have obtained permits.
Tambahan, there was 1 peer to peer lending fintech organizer that made a name change, namely PT Lufax Technology Indonesia changed its name to PT Ringan Teknologi Indonesia.
“OJK calls on the public to use peer to peer lending services that are registered or licensed by the OJK,” the statement reads.
Starting from Danamas, Investree, Amartha, Dompet Kilat, Kimo, Capital Store, Money Friends, Modalku, KTA Kilat, Smart Credit, Maucash, Finmas, KlikACC, Akseleran, Ammana.id, PinjamanGo, Koinworks, Pohondana, Mekar, AdaKami, Esta Kapital Finteck, Kreditpro, Fintag, Rupiah Cepat, and Crowdo.
There are also Indodana, Julo, Pinjamwinwin, Rupiah, Taralite, Borrowing, Alami, CloudTunai, Invoila, TunaiKita, iGrow, Installments, Their Funds, Cashwagon, Gradana, Findaya, Aktivaku, Danakini, Kredivo, iTernak, Kredito, Crowde, Borrow Easy , TaniFund, and danaIn.